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View Poll Results: whats in your wallet?
nothing 2 1.12%
correct endorsement & licence with insurance 135 75.84%
correct endorsement & licence no insurance 6 3.37%
insurance no licence 10 5.62%
permit only 1 0.56%
permit and insurance 24 13.48%
Voters: 178. You may not vote on this poll

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Old 08-31-2007, 07:08 PM   #1 (permalink)
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how many riders don't have a license or...

how many riders on the forum don't have a license or insurance???
I have both. but when I was a young squid I had neither, were do you fall?
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Old 08-31-2007, 07:12 PM   #2 (permalink)
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Send a message via MSN to Admin
Not Me!!

I am fully Licensed and insured....
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Old 08-31-2007, 07:13 PM   #3 (permalink)
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I have both, and I've never ridden without them. I'm sure that there are thousands of riders out there without a license. Hell, I wouldn't have given a license to half the people in my MSF class. It was a real eye opener to say the least!
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Old 08-31-2007, 07:17 PM   #4 (permalink)
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I have them both. If you are uninsured in CA the DMV will suspend your registration. The insurance companies notify the DMV electronically if you are insured or not.

I got my license without taking the MSF course, just went to the DMV and took the test a few days after getting the permit.
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Old 08-31-2007, 08:17 PM   #5 (permalink)
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I have both, but decided not to get collision insurance. If I break my toy...I'm out of luck.....so don't hit my bike!!!!
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Old 08-31-2007, 09:04 PM   #6 (permalink)
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Both.

I have a big problem with people who drive uninsured. While active duty Air Force I was moved to New Mexico for five years; my auto insurance rate tripled!! I was told that 65% of the drivers in NM were uninsured, and I had to make up the difference. They finally passed a law requiring insurance while I was there, a big whopping $70 fine if you didn't. That's a lot less expensive than insurance, of course, especially if you had a dozen or so DWIs on your record, as way too many people in NM did.

I'd better stop now, before I get belligerent...
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Old 08-31-2007, 09:06 PM   #7 (permalink)
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Those GD Indians and Mexicans! All they want to do is gamble and drink! Am I right?
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Old 09-01-2007, 01:51 AM   #8 (permalink)
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I voted for license but no insurance, but before I get escorted to the door let me explain.

I'm fully licensed and insured but I only carry my license in my wallet. In the UK if you are stopped you are given a '7 day wonder', seven days to produce all your paperwork at the local police station. There is no need to carry you insurance paperwork around with you, especially as most insurers charge if you lose your certificate.
So license only as means of identification. If I'm traveling abroad then I carry the full works.
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Old 09-01-2007, 02:07 AM   #9 (permalink)
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although i do not have to caary my insurance as per Funky larma i do as i have it all written down on a credit card sized piece of card, i'm with botch as well i have a big issue with uninsured riders and drivers and i wish our country would start clamping down on them instead of pursuing mindless speed cameras
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Old 09-01-2007, 02:51 AM   #10 (permalink)
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I got my motorcycle licence when I was 16, no long after I got my driver's licence. Here in Nevada, you cannot get your bike registered unless you show proof of insurance. What timing regarding this thread, my roomy went to go take his written motorcycle test and to schedule his skills test. The first available slot to take the skill test was after October 30th. Over two months away. His permit is only good when he's accomponied by a licenced motorcycle rider who's within a visible sight and over 21. I told him that if he gets pulled over, he better make sure it's a motorcycle cop.
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